About 60 seconds

See where you sit against the criteria.

Seven quick questions. No advice. No pressure. Your answers are compared with the criteria the licensed partners apply, in your browser, so you have a fair idea before booking whether a call is likely to be worthwhile. Eligibility is determined by our licensed partners through their own assessment.

Question 1 of 7

Are you an Australian resident?

The Community Funding Program is offered to Australian residents.

Which age band are you in?

Being below preservation age (generally 67) is one of the criteria the licensed partners apply.

What's your combined household income?

Best estimate before tax. $120,000+ combined household income is one of the criteria the licensed partners apply. Any credit assessment is carried out by our brokers, who operate under an Australian Credit Licence.

Combined super (long-term retirement savings) across the household?

A rough total of all super balances for everyone buying the home. It is one of the eligibility criteria our licensed partners assess.

What's your current employment situation?

Full-time employment is one of the criteria the licensed partners apply. Any credit assessment is carried out by our brokers, who operate under an Australian Credit Licence.

Which state or territory are you in?

Grants, stamp duty and property markets differ by state. Your answer does not change the result here; it helps the team prepare for your call.

Any credit defaults in the past 2 years?

A default is an overdue payment of $150 or more that was at least 60 days late and has been listed on your credit file — for example on a loan, credit card, phone or utility account. A missed payment that was caught up before it was listed is not a default. The criterion the licensed partners apply is no credit defaults in the past two years.

At this step your answers stay in your browser: they decide which page you see next and pre-fill the booking page, which passes your state and credit-default answer to our booking-calendar provider. Nothing reaches us unless you book a call, in which case your answers travel with the booking so the team can prepare.