Guides
Buyer guides
Plain-English guides to buying a home in Australia from the buyer's side of the table: the price, the rules in your state, and the numbers before you offer.
Getting ready
Deposit paths, grants and schemes, borrowing, and what a lender actually assesses.
- Co-buying with parents draft
- Family help and the first-home schemes draft
- Family loans done properly draft
- Gifted deposits and what lenders need draft
- Gifting rules, the age pension and the family home draft
- Guarantor loans explained draft
- Before the family money moves draft
Costs and duty
Stamp duty, the first-home concessions and the upfront cost stack in your state.
Guides for this stage are being written; the state pages cover it meanwhile.
Stamp duty, in every state and territory →Searching
Reading listings, price guides and what a campaign is telling you.
Auctions and price guides, in every state and territory →Checking a property
Comparable sales, fair value, inspections and the questions to ask.
The buying process, in every state and territory →Offering and auctions
Offers, auctions, reserves and the rules that change state by state.
Auctions and price guides, in every state and territory →Contract to settlement
Cooling-off, disclosure documents, conveyancing and what happens after the offer.
Guides for this stage are being written; the state pages cover it meanwhile.
Cooling-off and contracts, in every state and territory →Helping a child buy
For parents putting money or a guarantee behind a purchase, and the adult children they are helping.