The Homeowner Assist Library
Learn before you buy, in plain English.
How a price guide is set, what a fair-value range is, what duty costs in your state, what the cooling-off period gives you, and what to check before an offer. Sourced, dated, and open to read. No advice, nothing to buy.
Six stages, one question each
Every page explains how something works and where the evidence sits. None of it tells you what to offer, what to borrow, or whether to buy; those are decisions you make with licensed professionals.
Getting ready
Deposit paths, grants and schemes, borrowing, and what a lender actually assesses.
Costs and duty
Stamp duty, the first-home concessions and the upfront cost stack in your state.
Searching
Reading listings, price guides and what a campaign is telling you.
Checking a property
Comparable sales, fair value, inspections and the questions to ask.
Offering and auctions
Offers, auctions, reserves and the rules that change state by state.
Contract to settlement
Cooling-off, disclosure documents, conveyancing and what happens after the offer.
Your state or territory
Duty, first-home concessions, the cooling-off period, what the seller must disclose and what a price guide may say all differ by state. Each hub collects those rules for one jurisdiction, with the agency each fact came from and the date it was checked.
Compare the eight states and territories side by side →
Two generations, one decisionHelping a child buy a home
For parents putting money or a guarantee behind a purchase, and the adult children they are helping: what a gift, a loan, a guarantee or buying together does for both sides and for the lender.
- The family-help guidesA gift, a loan, a guarantee or co-buying, and what each means for the parents, the buyer and the lender.
- Before the family money movesThe questions both sides answer first, and who to see.
- Before you help them offerThe last sale, the listing's clock, and the comparable sales: three checks before the family money goes into an offer.
The words, and where the facts came from
- GlossaryThe words used at you when buying a home in Australia, each explained in a sentence.
- ChecklistsShort, printable lists for the moments that matter: before family money moves, before an offer.
- Sources and check datesEvery agency and schedule the library relies on, with the date each was checked.